We know that perfection does not exist, but if there were a loan that would approach it, it would be the one in which we can dispose of the money as soon as possible and offer us the possibility of returning it comfortably over time. We are aware that when you need money, you want to have it now, so any extension of the processing period becomes an often unnecessary (and desperate) nuisance; therefore we have also minimized the paperwork.
Thanks to this and the rod with which we carry out the procedures, our quick loans come to you when you need it most. However, they can be returned in a more than reasonable period, so you can plan your return as best suits you. You can use the money for what you determine, as well as pay the debt with total flexibility.
What are fast long-term loans?
We understand long-term loans as those that combine two basic characteristics: the speed when it comes to sending you the money and the length of the repayment period (if it is less than 12 months, it would be considered a short-term loan) . Also, the amount of fast long-term loans is usually higher: in loans whose repayment must be made in less than a year, the amount granted rarely exceeds 1,000 dollars.
You can get up to 5000 dollars that you can comfortably return within a period of up to 36 months, without applying any opening, study or cancellation fee (total or partial), and the money will arrive in just 15 minutes from when you Let’s confirm the granting of the credit. We offer you the adaptability you need: you can use up the maximum return period if it is more practical for you or shorten it at your convenience, so that you will pay less interest (you can return the money after 61 days, as well as pay an amount greater than your monthly fee that contributes to amortization without applying commissions for it). Also, even if we grant you more money than you originally had in mind to spend, we will only apply interest to you for the amount you use at the end, and if you return the loan early, you will have at your disposal the full amount of the credit line granted, in case you want to dedicate it to something else.
As if all this seemed little to you, in the event that a particularly difficult month is coming in which you cannot afford your loan, you can request a month of respite as long as you have already paid six installments. Easier, impossible!
How to apply for long-term mini-loans?
To apply for a long-term mini-loan, you only have to enter our website, where you will find a simple form through which you can send the necessary documentation to study your case, always with all the security guarantees. This is what we need to start the procedures:
- Valid ID or passport that proves your residence in the country.
- A selfie that confirms your identity.
- Bank account number to be able to transfer your money as soon as possible.
- Bank receipt that proves the income you receive.
- Mobile phone number to send you SMS communications related to the status of your loan.
As soon as the documentation arrives, we will get down to work and study your particular situation in order to offer you the most suitable conditions for you. It is essential for us to respect the precepts of responsible lending, so we always focus our activity with respect and honesty as a banner: we will never offer you anything you cannot afford.
Requirements for acquiring a long-term personal loan
The requirements to apply for a long-term personal loan with us are few and simple: you will have to be of legal age, have recurring and demonstrable income, and not appear on any list of defaults. As we pointed out before, it is vital for us to be consistent and responsible, so it is not possible to grant you a personal loan if these conditions are not met. With these three requirements, we can now get down to work to do your financial study. In any case, if at any time we need extra documentation, we will contact you so that you can send it to us as soon as possible and can give you a quick answer.